Hail Damage Information for Homeowners
Your home’s exterior can take a real beating during the frequent intense storms that we experience in the DC Metro area. A hail storm, especially, can leave an enormous amount of damage to your roof, siding, gutters and windows. Hail over .75 inches in diameter can cause granule loss on your roof and dents and dings to vinyl and aluminum siding. Colonial Remodeling has a team of seasoned experts who will thoroughly inspect your home for weather damage and determine if you should file an insurance claim.
The main signs of hail damage usually include:
- Bruised roof shingles (granule loss)
- Shingle granules found in gutters
- Small dings on gutters and downspouts
- Broken skylights
- Cracked or dented chimney cap
- Dented or ripped window screens
Asphalt Roofing Systems and Hail Damage
Billions of dollars of hail damage occur each year in the United States. Our area has seen a vast number of storms in only the past few years alone, and Colonial Remodeling has been there for our customers through each and every storm. Give us a call to set up your free inspection with one of our experienced insurance recovery technicians.
Further Reading for your Information on Hail Damage:
– Study from the North American Conference on Roofing Technology on the Impact of Hail on Asphalt Shingles
Questions and Answers about Hail Damage:
Q: I don’t see any hail damage to my roof. What’s the emergency?
A: Hail Damage can sometimes be hard to detect with the untrained eye. Colonial Remodeling can assess the damage by carefully going over your roof. Then you can have your insurance adjuster go up on your roof and inspect it for damage. The damage is sometimes visually subtle and you probably will never see actual holes or indentations – but, a heavier hailstorm can knock years off the life of your roof -you’ll be glad you took care of the problem.
Q: How do Roofs Wear Out?
A:Your roof provides protection from weather-related activity; therefore, it naturally deteriorates over time. Damaging rays from the sun, unpleasant temperature fluctuation, exposure to wind, snow, ice, rain, and even walking around on the roof are all contributing to the wear and tear of your shingles.
Q: What about my siding?
A: Siding can also be severely damaged by a hail storm. The best time to inspect your siding is when the sun is low and at an angle. This will make it easier to see any denting that has occurred. Old aluminum siding will show damage more than wood or vinyl, although a heavy storm has been known to put holes in vinyl siding as well.
Q: How do I know I’m dealing with a reputable and experienced company I can depend on? (read article)
A: Storm chasers swarm an area almost immediately after a large, damaging storm. They make a quick buck and leave the area to chase the next storm. It is imperative that you check a company through the Better Business Bureau to determine what state they are licensed in (to make sure that they are indeed licensed and insured in your state). Get referrals to guarantee you are dealing with a reputable company. If a company is not local and there are warranty issues later, you may have a problem locating the company and getting them to follow through on their contractual obligations.
Q: How do you handle the process with the Insurance Company?
A: If necessary, we will negotiate with the insurance company to get your claim money for your home. On occasion, if your adjuster is out of state, they may not realize that the Washington Metro area costs may be higher. We will be happy to point out differences in pricing to the insurance adjuster if it seems too low.
Colonial Remodeling will work on your behalf in representing you to make sure that your insurance company is properly identifying the scope of work needed, and the correct line item pricing that corresponds to that particular. We have years of insurance restoration experience of storm damage work which affects our area. We use the Haag Engineering standards on hail and wind damage, (the same industry standards insurance companies are using) which means that you’re represented by the most knowledgeable contractor in the Washington DC Metro area.
Insurance companies use small areas of the damage to work up an entire claim – usually a 10 x 10 foot area. With a large home, this may not represent the true damage to your home. When Colonial Remodeling represents you, we include an entire roof diagram and use the same software used by insurance companies. We make the process clear and efficient so the process happens quickly.
Colonial Remodeling can help you every step of the way.
- We give you an initial damage assessment.
- We will meet with your insurance carrier if necessary and help communicate the issue thoroughly.
- Complete any home needed and get your life and home back to normal as soon as possible.
Why Should You Have Your Home Inspected Today?
- Your home is one of your most important investments, protect it.
- Cosmetic damage to your siding will hurt the resale value of your home.
- Damage to your roof may not be visible to the untrained eye until it has caused secondary problems like leaks.
- Most insurance companies will completely replace your roofing, siding and gutters at no cost to you (except your deductible).
- Most insurance companies have a limited claim period.
Why Should I Call Colonial Remodeling?
- We are Local to Virginia, Maryland and Washington DC.
- We are insurance recovery experts.
- We have thousands of satisfied customers.
- We conduct free, no obligation inspections.
- We can work directly with your insurance company in restoring your home.
- There is no “out of pocket expense” to homeowners.
- We are licensed, bonded and insured.
- We are a member of the Better Business Bureau & are a James Hardie Preferred Contractor.
- All our work is guaranteed, plus you’ll get a Labor Warranty on Colonial Remodeling’s work.
Colonial Remodeling will help you get your life back on track by providing work “done the right way” – and represent you in your insurance claim adjustment.